VCA financial services

Changing banking services for good.

Say hello to financial balance and goodbye to surprising bank fees.

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Helping in Covid

At VCA we want to help you with more accessible financial services and growth your wealth.

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Microcredits

Modern, simple and free. Everything to keep control in your hands.
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Microcredits

Modern, simple and free. Everything to keep control in your hands.
Find out more
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Debit Card

Modern, simple and free. Everything to keep control in your hands.
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debit card vca

Debit Card

Modern, simple and free. Everything to keep control in your hands.
Find out more
debit card vca mobile

What can I use VCA for?

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To control your money movements

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To forget the cash

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To watch your favorite series

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To listening your favorite music

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To do more easy life

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To don't waste time

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To use your money when you need

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To achieve goals

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To get help in difficult moments

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To travel around the world

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To pay for your services without standing in line

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To play videogames

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To send or receive money

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To travel safe after parties

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To you stop saving invoices

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To attend your favorite concerts

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To watch your favorite series

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To keep your money safe

Take control of your subscriptions

Manage them directly in the app and get notifications if a subscription has changed.
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Take control of your subscriptions

Manage them directly in the app and get notifications if a subscription has changed.
Find out more
debit card vca mobile
debit card vca

Get exclusive discounts

With benefits you get discounts from cool companies that will make your weekdays and weekends even more awesome.
We are constantly adding new companies and there is something for everyone.
Find out more

Get exclusive discounts

With benefits you get discounts from cool companies that will make your weekdays and weekends even more awesome.
We are constantly adding new companies and there is something for everyone.
Find out more
debit card vca mobile

How to apply

Get started in 3 simple steps

Apply for a VCA account online or from your phone.

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step 01

Personal Info

Tell us about yourself

step 02

Request your service

Select a service is for you

step 03

VCA Account

Get your VCA Account

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Manage your capital

Get VCA, open up a world of possibilities

We develop a new way to improve your life provinding a better experience and inexpensive solution for you, this is created by real people to real people, without abusive fees and super difficult services.

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Customize your VCA account

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VCA Blue

Free card, free account.

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VCA Golden

Balance your life and your accounts.

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VCA Black

Premium service for premium customers.

Check Out our plans

10 key questions about VCA.

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© 2025 VCA Ventures . rights reserved

InvestPont, Inc. (“InvestPont”) is not a registered broker-dealer, investment advisor or crowdfunding portal. InvestPont does not endorse any of the opportunities that appear on this website, nor does it make any recommendations regarding the appropriateness of particular opportunities for any investor. InvestPont Advisors, LLC (“InvestPont Advisors”) is a wholly-owned subsidiary of InvestPont and a federally registered investment advisor (CRD# 299176). InvestPont Advisors provides investment advisory services exclusively to privately managed accounts and the InvestPont Opportunity Zone Portfolio, LLC, and does not otherwise provide investment advisory services to the InvestPont Marketplace. For more information, read our Disclosures & Disclaimers and Terms of Use.

There is a risk of total or partial loss of the invested capital, risk of not obtaining the expected monetary return and risk of illiquidity to recover your investment. In the case of shares, there is also the risk of dilution, of not receiving dividends, of not being able to influence the management of the company and of the restrictions on free transferability inherent in its legal regime. The invested capital is not guaranteed by the investment guarantee fund nor by the deposit guarantee fund

This website uses the term “Internal Rate of Return” with respect to both (i) individual realized deals and (ii) all realized deals as of a particular date. With regard to an individual realized deal, the term “Internal Rate of Return” means, with respect to the investors in the realized deal, the discount rate, using cumulative annual compounding, at which the net present value of the total of the investors’ (a) aggregate capital contributions to the issuer of the realized deal and (b) aggregate distributions from the issuer of the realized deal, equals zero, and calculated for each such capital contribution from the date the offering was removed from the InvestPont Marketplace (the “Marketplace”) and from the date such distribution, as applicable, was made. The calculation of an individual Internal Rate of Return is determined by using the XIRR function of Microsoft Excel. To determine the Internal Rate of Return for all realized deals as of a particular date (with respect to the investors in such realized deals), we calculate the weighted average of each individual realized deal’s Internal Rate of Return based on the aggregate capital contributions provided by investors through the Marketplace. It is important to note that most of the investments on the Marketplace are still in their holding periods. The fully realized deals represent a small portion of total deals on the Marketplace, and it may be more likely for deals that realized early to have experienced a high value exit and for deals that are not performing well to be delayed in their realization. Accordingly, the performance information to date may not be an accurate indicator of overall Marketplace performance. Furthermore, InvestPont is not responsible for the performance of deals on the Marketplace, and past performance is not indicative of future results. You should not invest unless you can sustain the risk of full loss of capital.

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